Royal Fincorp provides loan-against-property facilitation support to help individuals and businesses explore funding options by leveraging the equity of their residential or commercial property. These funds can be used for business expansion, personal financial needs, or investment purposes. We assist with documentation, eligibility understanding, and provide guided support throughout the LAP application process.

Typical eligibility includes a minimum loan amount of ₹1 Crore, with maximum eligibility determined by the lender based on property valuation and underwriting norms. Lending institutions generally consider factors such as a CIBIL score of 650+, a minimum business vintage of 2 years (as per GST records), and a monthly turnover of ₹10 Lakhs, where applicable.

We help applicants navigate property evaluation requirements and documentation stages while ensuring a structured, transparent, and well-supported experience. Final loan amounts, interest rates, tenure choices, and EMI structures are determined solely by the respective lending institution.

Disclosure: Royal Fincorp is not a bank, NBFC, or financial institution and does not provide loans directly. We operate as an independent loan facilitation and sourcing service, helping applicants connect with RBI-registered banks and NBFCs. All loan approvals, interest rates, charges, eligibility evaluations, and loan disbursal decisions are made exclusively by the respective lending institution based on their internal policies. Royal Fincorp does not charge any upfront fees for loan application processing and does not guarantee loan approval. Names of lending partners are provided to applicants after eligibility assessment with the relevant lender. We source loan options only from RBI-registered lenders.